PhD Theses and Dissertations

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Browsing PhD Theses and Dissertations by Author "Mohammad Saeed"

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    Scaling Up and Mission Drift: The Role of Microfinance Institutions in Poverty Alleviation-A Case Study of Peshawar Region
    (Department of Economics, University of Peshawar. Khyber Pakhtunkhwa, Pakistan, 2014-05) Mohammad Saeed; Supervised by Dr. Muhammad Naeem
    Microfinance programs as an effective strategy to alleviate poverty by providing financial services to those who have no access to capital and formal financial services as well as providing additional support services like literacy, training, access to health services, and platforms to organize communities. Microfinance institutions have not yet been achieved the attention to the reputation at the global level, despite the contribution to poverty reduction remains limited. A large-scale are not met, to meet the demand of its own, the long-term sustainability in order to provide the microfinance program are facing increasing pressure to expand their outreach activities, grow, enhance their impact. This pressure, in many cases, poses the dilemma of the original mission of poverty reduction and financial sustainability, and in order to ensure that we have a difficult decision to make many of the microfinance institutions sustainable. The question of the problem is how microfinance institutions adhere to the social mission of reaching the poor while extending the reach of the social mission to the poor people. This question is addressed through a case study of Sarhad Rural Support program (SRSP) a poverty focused microfinance institution in Khyber Pakhtunkhwa, Pakistan.. Key features of the methodology. (1) the use of the multi-dimensional PRE-POST quantitative data to display whether or not there is mission drift at SRSP, (2) How to use the mixed methods to identify challenges that have been identified in the lead to drift while scaling up and strategy that inhibit drift, based on whether or not there is mission drift, and (3) use of purposive sampling to explore selected themes of primary findings in order to gain better understanding. The results indicate that the MFI survey has not significantly drifted away from its poverty alleviation mission. The MFI has been able to adhere to its mission despite the many challenges they faced during the scaling up. The specific strategies that have enabled the MFI to maintain its mission (1) likeminded board, and (2) a faithful staff, management, and (3) participation of members (the client), and (4) keeping the platform for development, and (5) member responsive assessment and monitoring system. The study also provides a framework and a set of indicators and tools that may be used by researchers and practitioners to measure the fulfillment of social mission. i